If you are traveling internationally one of the first things you need to do is check to see if your health insurance plan includes overseas health insurance. While it may not occur to you immediately, most insurance plans do not include your medical coverage if you are outside of the country. The good news is that there are many inexpensive health insurance options available to you on a temporary basis if you simply need coverage for a small amount of time while you are outside of the United States. In fact, if you frequently travel, it may even be more cost –effective to add an annual overseas health insurance component to your plan.